MORTGAGE LENDER PARTERS
Brittney Morris
Director of Sales Top 1% LO Powered By Grand Line Lending (NC, SC, FL) Powered By Everest Lending (PA) NMLS
Phone: (814) 853-3325
Email: brittney@themmgroup.loans
Website: https://themmgroup.loans/
Linktree
Follow Brittney on Instagram for the latest mortgage updates and information.
NMLS: 289499/2724191/1836525
Terence Guess
Terence is a deeply compassionate man who genuinely cares about people. Combining professionalism, 20 years of finance/mortgage experience and a desire to serve, he has the innate ability to connect with each individual. He says, “I get to know my customers by reviewing their credit application face to face and understanding what they are trying to accomplish via this transaction. I enjoy talking with them and communicating. I want to understand what they want to accomplish and their comfortability level.” He sets clear expectations early in the process and educates his clients.
Phone: (215) 280-2294
Email: terenceguess@atlanticbay.com
Website: https://www.atlanticbay.com/terenceguess/
Follow Terence on Instagram for the latest mortgage updates and information.
NMLS: 1400129
FAQs
Should I talk with a lender before looking at homes? YES! There are tons of reasons why you should talk with a lender and get pre-approved before looking at homes. First and foremost, you will know exactly how much you can afford. It's imperative to look only at homes you are qualified to purchase.
What documents do I need to get pre-approved? 30 days of pay stubs 60 days of bank statements 2yrs of W2s 2yrs of tax returns
Do you require clients to sign a buyer agency agreement? Yes, we require clients to sign a contract outlining our services and fees before I begin working on their half & showing homes. This helps to ensure that both parties understand the terms of our agreement.
What’s the first step I should take? Unless you plan on paying with cash, your first step will be to get pre-approved for a loan. Once you get pre-approved, you will know with more accuracy the price of the home you can afford.