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Kruiz Cathersides

As your Mortgage Advisor, he is committed helping you build wealth by using using financial advice that goes beyond the mortgage transaction. As your lender for life, this experience is designed to challenge the standard you expect from a mortgage professional.

Phone: (775) 224-3858

Follow Kruiz on Instagram for the latest mortgage updates and information.

NMLS: 2036399

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Should I talk with a lender before looking at homes? YES! There are tons of reasons why you should talk with a lender and get pre-approved before looking at homes. First and foremost,  you will know exactly how much you can afford. It's imperative to look only at homes you are qualified to purchase.

What documents do I need to get pre-approved? 30 days of pay stubs 60 days of bank statements 2yrs of W2s 2yrs of tax returns

Do you require clients to sign a buyer agency agreement? Yes, we require clients to sign a contract outlining our services and fees before I begin working on their half & showing homes. This helps to ensure that both parties understand the terms of our agreement.

What’s the first step I should take? Unless you plan on paying with cash, your first step will be to get pre-approved for a loan. Once you get pre-approved, you will know with more accuracy the price of the home you can afford.

Have more questions?  Let's connect! 

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